Aadhar Card Loan : Friends, if you are going through any financial problem and you need money immediately, you can easily get Rs. Can get loan up to 50,000/-. Today we will tell you how to take Aadhar Card Loan. This article explains the whole process of taking loan from Aadhaar card.
Aadhar Card Loan Eligibility Criteria
- The age of the loan applicant should be between 21 years to 60 years.
- To avail loan, CIBIL score should be 750 or above.
- Minimum monthly salary Rs. 15,000/- should be.
- Aadhaar card should be linked with your mobile number.
- Applicant should not be declared insolvent or fugitive from law.
Documents Required for Aadhar Card Loan
- Applicant’s Aadhaar Card
- Mobile number
- PAN card
- Passport size photograph
- Bank account passbook
Aadhar Card Loan Interest Rate
Aadhar card loans usually have the same interest rate as personal loans. Generally this interest rate ranges from 10.50% to 14%. This interest rate may vary depending on the bank or institution you are taking the loan from.
How To Apply?
- To get loan through Aadhaar card, first visit the official website of the concerned bank.
- Now open the personal loan section in the website.
- A new page will open in front of you with your Name,Mobile Number, Date of Birth,Aadhaar Card Number,PAN
- Information like card etc. will be asked.
- Fill all these information correctly in this page and submit.
- After this open next tab.
- Select loan amount and tenure on this page.
- Now your documents and eligibility will be checked by the concerned bank or institution.
- If found eligible, the loan application will be approved.
- If found ineligible, your loan application will be rejected.
- On receipt of the letter, the loan amount will be credited to your account after the bank’s prescribed process.
- Through this simple process, you can spend Rs. Can get loan up to 50,000/-.